Life Insurance
Personal Accident

Peace of mind, without the hassle

Select the perfect personal cover for you and get protected in less than 5 minutes.

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Permanent Disability

Permanent Disability

Protects you if you are permanently unable to work due to sickness or injury

Medical Expenses

Medical Expenses

Assistance with medical treatment and hospital costs

Accidental Death

Accidental Death

Protect your family if the unthinkable happens

Why choose us?

A Personal Accident with Zain gives you more than just a standard insurance policy. Our easy-to-use online service allows you to buy a policy in under ten minutes at competitive prices. We offer a fast claims process and our rewards program gives you access to discounts at a wide range of partner companies. More importantly, you can have confidence when you purchase a policy with Zain. We are backed by Zain Telecoms and GlobeMed – two of the largest and most respected companies in the region.

Peace of mind

Peace of mind

With Zain you can have confidence that you are fully covered for insured events!

supported by AI

supported by AI

We provide a fast and convenient way to buy insurance cover.  Our simple online application process is designed to make your life easier!

Partner program

Partner program

Zain customers enjoy a wide range of discounts and benefits with our partner companies. Recommend us to your friends and family and earn discounts off your next policy!

Always online

Always online

Access your policy 24 hours a day, from anywhere in the world!

Frequently Asked Questions

What is insurance?

Insurance is an agreement whereby the insurance company undertakes to compensate financially for a specific loss, damage, illness or death in return for paying a specified premium.

What is personal accident insurance and daily compensation?

It is a type of insurance under which the insurance company pays a sum of money to the beneficiary or to the legal heirs (or the beneficiary specified by the insured) upon the death of the insured person or his exposure to permanent and total disability as a result of a covered accident, or daily compensation for the hospitalization of the insured for a period exceeding two days . .

What does personal accident insurance and daily indemnity cover from your safety?

It covers cases of death or total permanent disability as a result of an accident, except for the cases mentioned in the contract exceptions, and it also compensates the insured for every day of disability due to hospitalization, whether due to an accident or health necessity for three days or more, and compensation is made for the third day onwards, that is, with the exception of the first two days The insured is also entitled to compensation for two hospitalizations in one insurance year, provided that the number of hospitalization days does not exceed 15 days. ,

What is the insurance company that offers the Salamatak life insurance program?

Dar Al-Aman Insurance Company, a company licensed in Iraq to carry out insurance business, including personal accident insurance and daily compensation.

What are the coverage limits?

The personal accident coverage limit is the amount that is paid by the insurance company to the heirs in the event of the death of the insured, God forbid, or final total disability.

The daily indemnity coverage limit is the daily amount paid by the Company for each day of hospitalization after the second day, for each covered hospitalization day.

You can choose coverage limits according to the premium you wish to pay.

What are the insurance premiums/costs?

Insurance premiums are the value that must be paid monthly to the insurance company in exchange for coverage in the event of a personal accident or hospitalization.

What is the cost of purchasing an insurance policy or subscribing to the program?

The cost of purchasing the policy depends on your choice of coverage limits according to the options available on this website.

How are insurance premiums paid? What is the cost of purchasing an insurance policy or participating in the program?

The insurance premiums or cost are paid by means of payment through the balance of your phone with ease and safety. In the event that no balance is available, you will be notified to top up the balance.

The subscription to the program will be renewed monthly if the subscription is not canceled or there is not enough balance for renewal.

How can I unsubscribe from the program?

There are two options for canceling your subscription. You can cancel the policy directly in your customer dashboard or you can call the GlobeMed call center at (+964)-78-2777-2777 and speak to one of our customer service agents.

How is a claim made in the event of death or total disability as a result of an accident or upon hospitalization for a period exceeding two days?

In the event of death or total disability, the heirs or the beneficiary appointed by the insurer in the event of death must either provide the details via this website or contact GlobeMed Iraq to provide the required documents.

What are the documents required to file a claim in case of death?

  1. A copy of the civil status identity or the unified card of the insured.
  2. The death certificate of the insured is official, legalized and stamped (in case of death).
  3. A report on the accident in the event that the death or the result of an accident.
  4. The legal right of the claimants

What are the documents required to file a claim in case of permanent total disability?

  1. A copy of the civil status identity or the unified card of the insured.
  2. Police report of the accident.
  3. The attending physician's report.

What are the documents required to submit a claim in case of daily unemployment?

  1. A copy of the civil status identity or the unified card of the insured.
  2. A detailed medical report on the medical condition, including the date of admission and discharge from the hospital.

What do I do if I have an inquiry and need additional information?

Call GlobeMed Customer Services - (+964)-78-2777-2777

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